Travel Insurance
Traveling with insurance will give you peace of mind.
Whether you're traveling across the border or across the ocean, you
never know when an unexpected situation will arise before, or during
your trip. Delays, lost baggage, bad weather, and last-minute emergencies
are some of the occurrences that we cannot plan for.
The most common types of purchased insurance are emergency medical,
cancelation, and lost baggage.
We strongly recommend not traveling without insurance. Ask your TravelOnly.com Expert
which insurance, or insurance bundle is right for you.
Medical insurance for as low as $32 a week*
- Deluxe Plan
- Preferred Plan
- Basic Plan
RBC TravelProtector™ Deluxe Plan
Our most complete plan provides 24/7 worldwide emergency assistance, concierge services, and financial protection against the widest range of situations and the highest coverage limits of all our plans.
Summary of Benefits
If you need the most complete travel insurance coverage we provide, consider the RBC TravelProtector Deluxe plan which offers the following coverage and benefits:
If your covered trip cost (per person) is less than $50,000, you have the option to purchase our flexible Cancel for Any Reason benefit.
Under this coverage, if you cancel your trip for any reason not otherwise covered by the plan, we will reimburse you for 75% of the prepaid, forfeited, non-refundable payments or deposits you paid for your trip, provided that:
Our most complete plan provides 24/7 worldwide emergency assistance, concierge services, and financial protection against the widest range of situations and the highest coverage limits of all our plans.
Summary of Benefits
If you need the most complete travel insurance coverage we provide, consider the RBC TravelProtector Deluxe plan which offers the following coverage and benefits:
- Trip Cancellation (Pre-Departure):
Up to your trip cost - Trip Interruption (Post-Departure):
Up to 150% of your trip cost - Travel Delay (Subsistence Allowance):
Up to $1,000 - Baggage and Personal Effects:
Up to $2,000 for loss or damage (includes upgraded protection for Golf and Ski equipment coverage) - Baggage Delay:
Up to $600 (includes upgraded coverage for Golf and Ski equipment) - Emergency Medical and Dental:
Up to $50,000 for eligible medical expenses and $750 for eligible dental expenses - Emergency Medical Transportation:
Up to $1,000,000 - Repatriation of Remains or Local Burial
Up to $15,000 - Air Flight Accident & Accidental Death & Dismemberment:
Up to $50,000 - Rental Car Damage:
Up to $25,000 - Optional Cancel for Any Reason benefit(1):
Up to 75% of prepaid, non-refundable payments or deposits
If your covered trip cost (per person) is less than $50,000, you have the option to purchase our flexible Cancel for Any Reason benefit.
Under this coverage, if you cancel your trip for any reason not otherwise covered by the plan, we will reimburse you for 75% of the prepaid, forfeited, non-refundable payments or deposits you paid for your trip, provided that:
- Your payment for this insurance is received within 15 days of the date your initial payment/deposit for your trip is received; and
- You insure all prepaid trip costs that are subject to cancellation penalties or restrictions; and also insure within 15 days of the payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through your travel agent) added to your trip; and
- You cancel your trip 2 days or more before your scheduled departure date
RBC TravelProtector™ Preferred Plan
Our most popular plan provides 24/7 worldwide emergency assistance, concierge services, valuable coverage for unexpected situations that can happen on a trip, and special family rates.
Summary of Benefits
If you need travel insurance coverage for unexpected situations that can happen on a trip, but don't need rental car damage coverage or the flexibility to cancel your trip for any reason, consider RBC TravelProtector™ Preferred:
Our most popular plan provides 24/7 worldwide emergency assistance, concierge services, valuable coverage for unexpected situations that can happen on a trip, and special family rates.
Summary of Benefits
If you need travel insurance coverage for unexpected situations that can happen on a trip, but don't need rental car damage coverage or the flexibility to cancel your trip for any reason, consider RBC TravelProtector™ Preferred:
- Trip Cancellation (Pre-Departure):
Up to your trip cost - Trip Interruption (Post-Departure):
Up to 150% of your trip cost - Travel Delay (Subsistence Allowance):
Up to $600 - Baggage and Personal Effects:
Up to $1,000 for loss or damage - Baggage Delay:
Up to $450 - Emergency Medical and Dental:
Up to $30,000 for eligible medical expenses and $750 for eligible dental expenses - Emergency Medical Transportation:
Up to $500,000 - Repatriation of Remains or Local Burial:
Up to $15,000 - Air Flight Accident & Accidental Death & Dismemberment:
Up to $25,000
RBC TravelProtector™ Basic Plan
Designed for the value-minded traveler, this plan provides 24/7 worldwide emergency assistance, concierge services, and essential coverage for unexpected situations that can happen on a trip.
Summary of Benefits
If you don't require the higher coverage limits offered by the RBC TravelProtector™ Deluxe and RBC TravelProtector™ Preferred plans, and are comfortable with coverage for fewer situations for trip cancellation and interruption, consider RBC TravelProtector™ Basic, which offers the following coverage and benefits:
Designed for the value-minded traveler, this plan provides 24/7 worldwide emergency assistance, concierge services, and essential coverage for unexpected situations that can happen on a trip.
Summary of Benefits
If you don't require the higher coverage limits offered by the RBC TravelProtector™ Deluxe and RBC TravelProtector™ Preferred plans, and are comfortable with coverage for fewer situations for trip cancellation and interruption, consider RBC TravelProtector™ Basic, which offers the following coverage and benefits:
- Trip Cancellation (Pre-Departure)(1):
Up to your trip cost - Trip Interruption (Post-Departure):
Up to 100% of your trip cost - Travel Delay (Subsistence Allowance):
Up to $300 - Baggage and Personal Effects:
Up to $500 for loss or damage - Baggage Delay:
Up to $300 - Emergency Medical and Dental:
Up to $15,000 for eligible medical expenses and $750 for eligible dental expenses - Emergency Medical Transportation:
Up to $50,000 - Repatriation of Remains or Local Burial:
Up to $15,000 - Air Flight Accident & Accidental Death & Dismemberment:
Up to $10,000
